Britain's 'Kidulthood' Crisis: Young Adults Priced Out of 2026

Daniel Harrolds
Britain's 'Kidulthood' Crisis: Young Adults Priced Out of
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Britain's economic model is increasingly denying young adults the means to achieve independence, leading to a phenomenon known as 'kidulthood.' According to the Institute for Fiscal Studies (IFS), the proportion of 25-year-olds living with their parents has surged from 25% in the 1990s to 42% today, highlighting a profound shift in generational prospects.

The Rise of Co-Residence Among Young Britons

The IFS research, commissioned partly for the BBC, reveals that 'co-residence' among those in their 20s and 30s has increased by more than a third over two decades. This trend is not merely a preference but a response to declining housing affordability and stagnant wages. While Britain's rate remains below Italy and Spain, the lack of a supportive family culture makes this experience more isolating.


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Young Britons struggle to leave 'the hotel of mum and dad' for obvious reasons. Employment for 25-year-olds has fallen for both genders, and real earnings have barely progressed beyond levels from two decades ago. Consequently, home ownership at age 25 has plummeted from 43% in the mid-1980s to just 15% today.

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Why Young Adults Are Submitting to 'Kidulthood'

As the IFS notes, demographic changes might have been expected to reduce co-residence rates, but instead, the declining affordability of housing has driven them up. Young adults are not just opting for cheaper living arrangements; they are submitting because they have less control over their lives as options narrow for housing and work. This prolonged dependency risks turning their 20s into a depressingly extended 'kidulthood.'

Having your own home provides privacy, the ability to establish adult relationships, and space to experiment with identity. The dilemmas of not having a place of one's own were highlighted by a 26-year-old man who moved back with his parents, telling the BBC's Today programme: "I'm not going to bring a girl back to my parents' house."

Comparison: UK vs. Southern Europe

Indicator UK (Today) Southern Europe (e.g., Italy, Spain)
Co-residence rate (25-year-olds) 42% Higher (often >50%)
Home ownership at 25 15% Lower (often <10%)
Cultural expectation Independence in 20s Leave for partnership
Family support system Weak Strong

Key Takeaways

  • Proportion of 25-year-olds living with parents has risen from 25% to 42% since the 1990s.
  • Real earnings for young adults have stagnated for two decades.
  • Home ownership at 25 has dropped from 43% to 15%.
  • Housing affordability is the primary driver of increased co-residence.
  • Britain lacks the family culture that makes co-residence feel normal in Southern Europe.

FAQ

What is 'kidulthood'?

'Kidulthood' is a term describing young adults who remain dependent on their parents, unable to achieve independent living due to economic constraints like high housing costs and low wages.

Why are more young Britons living with their parents?

The primary reason is the declining affordability of housing, coupled with stagnant real earnings and reduced employment opportunities for those in their 20s.

How does the UK compare to Southern Europe?

While co-residence rates are higher in Southern Europe, the UK lacks the strong family culture that makes this arrangement feel normal there, making the British experience more problematic.

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Daniel Harrolds

Author

Daniel Harrolds

With a career spanning four decades, Daniel is almost a library in the field of precious metals investing and Gold IRAs. His insightful strategies and pragmatic results-oriented approach make him a resource in safeguarding wealth, and financial foresight.


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