Withdraw money from the ATM It is always a moment of great exposure. Therefore, protecting yourself from thieves is very important for prevent theft . These safety tips They will help you avoid risks and be much calmer.
Safety tips for withdrawing money from the ATM
Although payment by card and mobile phone are used today more than ever, withdraw money from an ATM It is still common practice. Especially for older people. To avoid being robbed, follow these tips:
Check the security of the ATM
First of all, check that the ATM is secure. Rushing and forgetfulness could play tricks on you. Make sure there are no foreign objects. Sometimes, the thieves can use unsuspected methods to steal your money or keep your PIN.
If you see that everything is in order, you can withdraw your money from the ATM in complete safety. Look that the slot where you insert the card works correctly. If necessary, go to your bank branch and clear your doubts. It is a very serious matter and it is better not to risk it.
In case of finding any suspicious element , don't touch anything. Leave all the evidence so that your bank can report it to the police.
Also, avoid taking money from the ATM late at night or in very lonely places. Although there is surveillance cameras , can be very risky. If something happens and there is no one on the street, you will not be able to call for help.
Always protect your PIN
First of all, your secret key or PIN to withdraw money should not be shared with anyone. It is personal and non-transferable data . Unless it is someone you trust very much and out of necessity, it is better not to do it. You never know what can happen with that number.
On the other hand, we recommend do not write down the PIN in your wallet . If you don't remember, it's best to write it down in a safer place. Thus, if you lose your documentation, they will not be able to access your bank code.
It is also highly advisable cover yourself while typing . Although it may seem silly, it is not. Prevent curious onlookers passing by on the street from seeing your number. If there is a fault and you need to change it, go to your bank immediately and ask for help.
This is obvious, but don't choose a PIN either let it be very easy to find out . Use numbers that are easy for you to remember, but impossible for other people to guess.
Don't trust strangers
Under no circumstances should you trust strangers. They may mean well and are just trying to help you, but it's best not to accept. This advice is even more important for the older people , since they can deceive them more easily. In that case, it is preferable that they be accompanied by their family or someone they trust.
When you approach the ATM, Make sure you don't have anyone behind you . If someone approaches, be careful. Be wary of any suspicious attitude. Even if your card has been blocked, don't trust if someone offers to help you. Go directly to your bank.
Additionally, we suggest that you save a safety space with other people. They should do the same and stand at a certain distance from you when you go to withdraw money from the ATM.
Unless they want to rob you, it is not logical not to keep your distance. Don't open your bag or wallet either. if there are people around. As soon as you take out your money, immediately put it in a safe place.
Don't take out a lot of money
It is preferable that you go to the ATM several times. Withdrawing large amounts of money can be very dangerous. If you take out a lot of money, it is easier for you to be the victim of an assault. Above all, if you are in an unsafe city . Not all neighborhoods and streets have the same security measures.
Also remember that you can control all movements in your bank account. Every day, you can check all your expenses and income. In case of any suspicious operation, we recommend that you go to your branch quickly. As an extra security measure, we advise you to change your credentials from time to time.
Do not leave the ATM with your card inside
Sometimes this can happen. You go to withdraw money from the ATM and, suddenly, your card stays inside. Whatever happens, don't leave . Perhaps it is a technical glitch or an error that can be resolved in a matter of minutes. If you leave and the card comes out when you are not there, it can be stolen. Given this situation, these are the steps you must follow:
- Check the ATM slot carefully.
- Follow all on-screen instructions.
- Don't walk away from the cashier.
- Call your bank immediately.
- Ask them to block your card.
- Check your account movements.
- Request a new card.
What to do if you are robbed at the ATM
If you followed all these tips, but you were robbed when taking money from the ATM, This is what you should do:
Call your bank immediately
This is the first step. If your card or the money you were carrying has been stolen, contact your bank to block your card immediately . This way, criminals will not be able to withdraw money from your account.
Another tip is to set a daily limit amount. In case of theft, the losses will not be so important.
Once you cancel your card, you are required to give you all your money back . Of course, until the moment of cancellation, you are responsible for the first 50 euros, according to theDirectiva (UE) 2015/2366 del Parlamento Europeo.
Complaint to the Police
Secondly, you must report him to the police station . Whether your cash has been stolen or your card details have been stolen, you have to do it. If you have any questions or problems, you can also contact the Police calling 091 .
Through their social networks, they themselves warn that they will be always available to help you when you need it.
Claim at Customer Service
Finally, if the bank is not responsible for returning your money, you can complain to the Customer Service from the bank itself. Of course, you should keep in mind that they are not responsible if you give your PIN to third parties or if you write down your credentials in your wallet or on your card.
En Yoigo Alarms We have all the security systems you are looking for. If you want to know more, visit our website or call us at 900 822 500 and we will be happy to assist you.
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