Britain's 'Kidulthood' Crisis: Young Adults Priced Out of 2026

Daniel Harrolds
Britain's 'Kidulthood' Crisis: Young Adults Priced Out of
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The term kidulthood captures a troubling trend in Britain, where young adults are increasingly unable to afford independent living. According to the Institute for Fiscal Studies (IFS), the proportion of 25-year-olds living with parents has surged from 25% in the 1990s to 42% today, highlighting a generational shift driven by economic constraints.

Why Are Young Adults Stuck in 'Kidulthood'?

The IFS analysis, commissioned partly for the BBC, reveals that co-residence among those in their 20s and 30s has increased by over a third in two decades. This isn't a lifestyle choice; it's a survival strategy. Real earnings have stagnated for 20 years, and home ownership at 25 has plummeted from 43% in the mid-1980s to just 15% today.


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The Housing Affordability Trap

The primary driver is the declining affordability of housing. As rents and property prices soar, saving for a deposit becomes nearly impossible. Young people are forced to delay milestones like moving out, starting families, or even forming serious relationships.

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Comparing Generations: Then vs. Now

Metric 1980s/1990s Today
25-year-olds living with parents 25% (1990s) 42%
Home ownership at 25 43% (mid-1980s) 15%
Real earnings growth (20 years) Steady growth Stagnant

Key Takeaways from the IFS Report

  • Co-residence rates have risen by more than a third in two decades.
  • Employment among 25-year-olds has declined for both genders.
  • Housing costs are the main barrier to independence.
  • Britain risks adopting a 'southern European' model without the family support culture.

The Psychological and Social Impact

Living with parents into late 20s can hinder personal development. As one 26-year-old told the BBC, it's hard to bring a partner home when you're still in 'the hotel of mum and dad.' This prolonged dependence can delay relationship formation and erode self-confidence.

Potential Solutions to Break the Cycle

Addressing kidulthood requires policy interventions: building more affordable housing, increasing wages, and expanding rental protections. Without action, a whole generation may never achieve the independence their parents took for granted.

FAQ

What is 'kidulthood'?

Kidulthood refers to the extended period where young adults remain dependent on their parents, unable to afford independent living due to high housing costs and stagnant wages.

Why are more 25-year-olds living with parents in the UK?

The main reason is the declining affordability of housing, combined with stagnant real earnings and reduced employment opportunities for young people.

How does UK compare to other countries?

UK co-residence rates are lower than Italy and Spain, but rising rapidly. Unlike southern Europe, the UK lacks the family-centric culture that makes multi-generational living feel normal.

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Daniel Harrolds

Author

Daniel Harrolds

With a career spanning four decades, Daniel is almost a library in the field of precious metals investing and Gold IRAs. His insightful strategies and pragmatic results-oriented approach make him a resource in safeguarding wealth, and financial foresight.


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